Personal Income and Spending

August 2nd, 2016 9:15 am

Via Millan Mulraine at TDSecurities:

TD SECURITIES DATAFLASH                   

US: Inflationary Backdrop Remains Weak, Spending Stays Strong

·         Consumer spending activity rose at a very solid 0.4% m/m pace in June, underscoring the sustained positive momentum in this segment of the US economy. In real terms, spending advanced at a respectable 0.3% m/m pace

·         The inflation picture remains quite benign, with both the headline and core PCE indices rising at a very subdued 0.1% m/m pace.

·         The upbeat spending performance provides some confidence that households are continuing to carry the bag for the US economy, though the inflation backdrop remains very weak.

Personal consumption expenditures rose at a healthy 0.4% m/m pace in June. The strong performance follows an equally impressive showing in the prior two months, and it pushes the 3M AR to a robust 7.5%. In real terms, spending advance at a decent 0.3% m/m pace, underscoring the continued buoyancy in this segment of the US economy as US households continue to underpin the economic recovery. The strong showing in June means that the handoff to Q3 will be relatively favorable. The upbeat spending performance comes despite some slowing in personal disposable income, which rose at a modest 0.2% m/m. The savings rate declined further, falling to 5.3% from 5.5%, marking the third consecutive monthly decline in this indicator.

On the inflation front, the picture remains quite benign, with both headline and core inflation advancing at a very subdued 0.1% m/m pace. On a year ago basis, the annual pace of headline inflation remained unchanged at 0.9% y/y, while the core PCE inflation rate was also unchanged at a 1.6% y/y. The outlook for inflation continues to be weak, with both the headline and core PCE inflation rate expected to remain below the 2.0% y/y well into 2018.

On the whole, the overall tone of this report was encouraging as the continued buoyancy in personal consumption expenditures points to a favorable handoff to Q3. However, with disposable income becoming somewhat stretched the sustainability of this upbeat performance in consumer spending has come into question. Furthermore, the soft inflationary performance adds to the narrative of the weakening inflationary backdrop, which will argue for caution at the Fed.

JPMorgan Duration Survey

August 2nd, 2016 8:55 am

Via Bloomberg:

Treasury All-Client, Active Surveys Both Flip to Net Short: JPM
2016-08-02 11:41:59.600 GMT

By Stephen Spratt
(Bloomberg) — In week ended Aug. 1, all-client survey
flips from net long Treasuries to biggest net short position
since May 31.

* Active client survey on Treasuries moves from neutral to
most net shorts since March 7
* All clients (Aug. 1 vs July 25)
* Long: 16 vs 27
* Neutral: 66 vs 59
* Short: 18 vs 14
* Active clients
* Long: 10 vs 30
* Neutral: 60 vs 40
* Short: 30 vs 30

Uncle Sam A little Short

August 2nd, 2016 6:37 am

Via Bloomberg:

U.S. Lifts Borrowing Estimate for This Quarter on Lower Receipts
2016-08-01 19:00:00.9 GMT

By Saleha Mohsin
(Bloomberg) — The U.S. government plans to issue 30
percent more of its debt this quarter than previously estimated
partly because of lower tax receipts, the Treasury Department
said.
The department will issue $201 billion in net marketable
debt from July through September, compared with $155 billion
estimated in May, according to a statement released Monday in
Washington. The Treasury sees an end-of-September cash balance
of $350 billion, $50 billion more than projected in May.
From October through December, the Treasury predicted
issuance of $182 billion in net marketable debt, with a $390
billion cash balance at the end of the period.
From April through June, the Treasury said it paid down $25
billion in net marketable debt, compared with its May prediction
of a $65 billion paydown. The cash balance was $364 billion at
the end of June. The lower paydown was also attributed in part
to lower receipts.
The financing estimates precede the department’s quarterly
refunding announcement on Aug. 3, when the sizes of note and
bond sales are released.

FX

August 2nd, 2016 6:32 am

Via Marc Chandler at Brown Brothers Harriman:

Greenback Slides Despite RBA Rate Cut and 7-year Low in UK Construction PMI

  • The negativity toward the US dollar is offsetting the RBA rate cut and further evidence that the UK economy is taking a hit in the immediate post-referendum period
  • The derivatives market shows high confidence that Carney and Co. will deliver a rate cut later this week, and announce additional measures as well
  • One of the most important developments today is the continuation of the JGB sell-off
  • The US reports personal income and consumption data for June
  • Polish assets are rallying on the proposed Swiss franc loan conversion plan
  • Singapore reports July PMI

The dollar is broadly weaker against the majors.  The yen and Norwegian krone are outperforming while the Swiss franc and the euro are underperforming.  EM currencies are mixed.  PLN and RUB are outperforming while IDR and MYR are underperforming.  MSCI Asia Pacific was down 0.7%, with the Nikkei falling 1.5%.  MSCI EM is down 0.4%, despite Chinese markets being up 0.4%.  Euro Stoxx 600 is down 1% near midday, while the Euro Stoxx Bank Index is down another 2.6%.  S&P futures are pointing to a lower open.  The 10-year UST yield is up 2 bp at 1.54%.  Commodity prices are mostly higher, with oil up 1%, copper up 0.6%, and gold up 0.4%.

The US dollar is offered against the major currencies, but appreciating against many emerging market currencies, include the South African rand and Turkish lira.  Oil prices are trying to stabilize with Brent near $42 and WTI near $40, but the recent losses continue to weigh on the Malaysian ringgit and the Mexican peso.  

The dollar’s weakness against the major currencies is partly a correction to recent gains scored over the past month that was helped by the re-pricing of the risk of a Fed hike this year after a string of stronger than expected data.  However, the extent to which current demand was being met through inventories rather than new production came as a rude surprise to investors in the initial estimate of Q2 GDP last week.  

The negativity toward the US dollar is offsetting the rate cut in Australia and further evidence that the UK domestic economy is taking a hit in the immediate post-referendum period.  The rate cut by the RBA was widely anticipated.  The cash rate now stands at 1.5%.  There was no forward guidance and the monetary policy statement at the end of the week is now looked upon for fresh insight.  

On the face of it, the rate cut would appear to push the central bank back into a holding pattern, for what may be an extended period.  That said, the June economic data was particularly poor.  The trade deficit widened to A$3.195 bln from a revised A$2.418 bln in May (from A$2.218 bln initially).  Separately, building approvals unexpectedly fell 2.9% in June after a revised 5.4% drop in May (initially -5.2%).  The median forecast was for an increase of nearly 1%.  

On the rate cut, the Aussie spiked lower by about half a cent to $0.7490 but quickly rebounded.  It is now back above the $0.7560 area, where it generally held above in North American yesterday before breaking down in late dealing ahead of the decision.  Offers near yesterday’s highs (~$0.7620) may stem today’s advance.  The Australian dollar’s gains may be being helped by flows in the bond market.  The 1.8% yield on the benchmark 10-year bond, a triple-A credit, may be drawing foreign interest.  A month ago it was yielding around 2%.  

Sterling is trading inside yesterday’s range, which is inside last Friday’s range.  It has been bid to session highs near $1.3250 in the European morning.  The weaker US dollar environment is offsetting the poor UK news.  Today it comes in the form of the construction PMI.  The slippage is minor, from 46.0 to 45.9.  However, it is the second month below the 50 boom/bust level.  It is consistent with the recent string of surveys pointing to a palatable shock to sentiment and forward-looking plans triggered by the Brexit decision.    

The derivatives market shows high confidence that Carney and Co. will deliver a rate cut later this week, and announce additional measures as well.  Similar to the Australian dollar, we suspect sterling can probe yesterday’s highs, but we are not convinced that greater strength can materialize yet.  

One of the most important developments today is the continuation of the JGB sell-off.  The yield was near minus 30 bp last Wednesday.  Today it traded at minus 1 bp.  The yield rose 6 bp today.  The poor reception to today’s 10-year auction did it no favors, but the move was in place.  The failure of the BOJ to either manage expectations better or announce more JGB purchases has unleashed dramatic volatility in the bond market.  

The sell-off in the JGB market appears to be having knock-on effects in Europe, where bond markets are also under pressures.  Core yields are up 4-6 bp, with Gilts underperforming.  Peripheral yields are up 1-3 bp.  The US 10-year yield is a little more than a basis point firmer.  

The euro poked through the $1.12 level in early European turnover for the first time since June 24.  However, it found some offers, and may have to retreat a bit to get a running start at it again. The next technical objective is in the $1.1230-1.1265 area.  

The US reports personal income and consumption data for June.  It contains no new information since the Q2 GDP.  The core PCE deflator may draw interest if it deviates from the 1.6% year-over-year pace seen in May.  To the extent that July data will matter to the FOMC when it meets next in late September, today’s auto sales report may show that after a shopping spree in Q2, consumers were not tapped out at the start of Q3.

Polish assets are rallying on the proposed Swiss franc loan conversion plan.  Rather than being forced, conversion will be done voluntarily and made easier through regulatory changes that won’t destabilize markets.  Officials stressed this is the first stage, and that forced conversion may be revisited in one year after evaluating the situation.  This is a positive development, and shows that the Law and Justice party is cognizant of the market impact of its policies.  EUR/PLN is trading at its lowest level since June 9.      

Singapore reports July PMI.  Headline is expected to fall slightly to 49.5, and would be the thirteenth straight month below the 50 boom/bust line.  If softness in the economy continues, we think the MAS could ease again in October with another adjustment to its S$NEER trading band.

Credit Pipeline

August 2nd, 2016 6:27 am

Via Bloomberg:

By Robert Elson
(Bloomberg) — Expected to price today:

* African Development Bank (AFDB) Aaa/AAA, to price at least
$250m re-opened Global 1.00% May 15, 2019, via managers
BNP/RBS; guidance MS +2

LATEST UPDATES

* Columbia Property Trust (CXP) Baa2/BBB; investor meetings
held Aug. 1
* Empresa Nacional del Petroleo (ENAPCL) Baa3/BBB-, hires
C/JPM to arrange investor meetings July 25-Aug. 1; 144a/Reg-
S USD 10Y may follow
* American Express (AXP) A3/BBB+; reported earnings July 20
* Said in April that it plans to issue ~$3b-$7b term debt
* Has $2.2b maturing next week; $2.3b in Sept.
* American Express Credit sold $1.75b 5Y notes in May
* Kingdom of Saudi Arabia (SAUDI), said to have hired 6 banks
to lead first intl bond sale; mtg later this month
* Managers will work with Citi, HSBC, JPM who were said to
be global coordinators for at least $10b of bonds,
divided into 5y, 10y, 30y tranches, similar to Qatar’s
recent sale

MANDATES/MEETINGS

* Sumitomo Life (SUMILF) A3/BBB+; investor mtg July 19
* Woori Bank (WOORIB) A2/A-; mtgs July 11-20
* National Grid (NGGLN) Baa1/–; investor mtgs June 1-3

M&A-RELATED

* Analog Devices (ADI) A3/BBB; ~$13.2b Linear Technology acq
* To raise nearly $7.3b debt for deal (July 26)
* Bayer (BAYNGR) A3/A-; “disappointed” $125/shr bid for
Monsanto (MON) A3/BBB+ rejected (July 19)
* $63b financing said secured w/ $20b-$30b bonds seen
* Danone (BNFP) Baa1/BBB+; ~$12.1b WhiteWave (WWAV) Ba2/BB
* Co. Says deal 100% debt-financed, expects to keep IG
profile (July 7)
* Thermo Fisher (TMO) Baa3/BBB; ~$4.07b FEI acq
* $6.5b loans, including $2b bridge (July 4)
* Zimmer Biomet (ZBH) Baa3/BBB; ~$1b LDR acq
* Plans $750m issuance post-completion (June 7)
* Air Liquide (AIFP) A3/A-; ~$13.2b Airgas acq
* Plans to refi $12b loan backing acq via USD/EUR debt
(June 3)
* Great Plains Energy (GXP) Baa2/BBB+; ~$12.1b Westar acq
* $8b committed debt secured for deal (May 31)
* Abbott (ABT) A2/A+; ~$5.7b St. Jude buy, ~$3.1b Alere buy
* $17.2b bridge loan commitment (April 28)
* Sherwin-Williams (SHW) A2/A; ~$9.3b Valspar buy
* $8.3b debt financing expected (March 20)
* Shire (SHPLN) Baa3/BBB-; ~$35.5b Baxalta buy
* Closed $18b Baxalta acq loan (Feb 11)

SHELF FILINGS

* IBM (IBM) Aa3/AA-; automatic mixed shelf (July 26)
* Nike (NKE) A1/AA-; automatic debt shelf (July 21)
* Potash Corp (POT) A3/BBB+; debt shelf; last issued March
2015 (June 29)
* Tesla Motors (TSLA); automatic debt, common stk shelf (May
18)
* Debt may convert to common stk
* Reynolds American (RAI) Baa3/BBB filed automatic debt shelf;
sold $9b last June (May 13)
* Statoil (STLNO) Aa3/A+; debt shelf; last issued USD Nov.
2014 (May 9)
* Corporate Office (OFC) Baa3/BBB-; debt shelf (April 12)
* Rogers (RCICN) Baa1/BBB+; $4b debt shelf (March 4)

OTHER

* Visa (V) A1/A+; CFO says will issue $2b debt for buybacks by
yr end (July 21)
* Investment Corp of Dubai (INVCOR); weighs bond sale (July 4)
* Alcoa (AA) Ba1/BBB-; upstream entity to borrow $1b (June 29)
* GE (GE) A3/AA-; may issue despite no deals this yr (June 1)
* Discovery Communications (DISCA) Baa3/BBB-; may revisit bond
market this yr, BI says (May 18)

Italian banks Sliding

August 2nd, 2016 6:25 am

Via CNBC:

Banca Monte dei Paschi di Siena (BMPS) may have a strong future, Italy’s prime minister told CNBC on Monday, in spite of the stricken lender receiving the bottom score in a Europe-wide stress test.

“My view is that Italian banks are good,” Renzi told CNBC in Rome.

“There are some problems, yes. The first is Monte dei Paschi, we know. But Monte dei Paschi is also a great brand, the most ancient bank around Europe … If now, without NPLs (non-performing loans), with a clear strategy, I think this bank could be a very good bank for the future.”

BMPS is the world’s oldest bank and currently the third largest in Italy. It is struggling under a massive pile of bad debts. As expected, it fared poorly in the latest round of the European Banking Authority’s (EBA) stress tests, the results of which were revealed on Friday.

The sector was once again front and center for investors on Tuesday morning. Shares of BMPS were down 7 percent and Unicredit tanked and was briefly suspended from trade over concerns about its bad loan portfolio.

Fabrizio Viola, chief executive of BMPS, told CNBC Monday that he believes the bank will have a “positive” future after a last-ditch recapitalization plan announced on Friday. Moody’s, the ratings agency, said in a statement that the “rescue plan would benefit all creditors if completed” but still had a “number of material risks”.

The EBA’s regular tests are designed to judge how Europe’s “systemically important” banks would fare following a big economic shock like the global financial crisis of 2007-08 or the subsequent euro zone debt crisis.

The EBA found that out of 51 top European banks, BMPS would have the greatest difficulty covering its toxic loans between now and 2018 in an adverse economic situation. BMPS’s fully-loaded common equity tier 1 capital (CET1) ratio — a key measure of a bank’s ability to withstand shocks — would fall into negative territory at -2.2 percent in such a scenario — effectively running out of money.

Concerns were also raised about Italy’s Unicredit, whose CET1 ratio would hit 7.1 percent in a situation of severe economy stress.

BMPS’s new plan would see global investment banks underwrite its rights issue. This could stave off the need to pump Italian taxpayers’ money into the bank or bail-in junior bondholders — which could prove highly unpopular for Renzi. However, it hinges on BMPS raising a hefty 5 billion euros ($5.6 billion) by the end of the year.

Speaking exclusively to CNBC, Renzi reiterated his commitment to preventing a bail-in of BMPS, despite pressure to consider doing so from EU officials, who fear the potential financial contagion across Europe if the bank collapses.

“The priority in this moment is to give confidence to citizens and if we continue with the terror of a bail-in, this is a problem for the sentiment, the confidence of European citizens,” he told CNBC.

The EBA also flagged banks in Germany, Italy, Spain, the U.K., Ireland and France, as having worryingly low CET1 ratios in a hypothetical situation of stress. These included Commerzbank and Deutsche Bank in Germany.

Shares of Deutsche Bank fell by 3.7 percent on Tuesday morning and will be excluded from the STOXX 50 of blue-chip euro zone stocks from next week, according to Reuters.

Renzi said the Italian economy was closely entwined with Germany.

“I am really concerned … for the situation of other banks in all countries, for the financial instruments of other banks,” Renzi told CNBC.

“Our economy is a very, very close friend of the German economy, particularly in the northeast. Unfortunately we have two Italys, not one Italy. There is the Italy of the North, which is absolutely near to the German economy and will performance better than Germany in lots of issues,” he later added.

UK Pension Agonies

August 2nd, 2016 6:18 am

Excellent article  by Tracy Alloway at Bloomberg on the Brexit induced pension hole in UK.

Via Bloomberg:

Tracy Alloway
tracyalloway
August 2, 2016 — 5:18 AM EDT

The pension plans of companies in the FTSE 350 have been hit by a Brexit-induced double whammy of lower corporate bond yields and weaker growth that threatens to create an additional drag on the economy, according to new analysis from Citigroup Inc.

Those pension liabilities hit a record high of 813 billion pounds ($1.1 trillion) following the U.K.’s historic decision to leave the European Union, write Citi analysts led by Jonathan Stubbs, referring to data compiled by Mercer. Meanwhile their collective deficit rose from 56 billion pounds at the end of the first quarter to 118 pounds at the end of the second, largely thanks to a decline in the so-called discount rate.

U.K. and European companies generally discount their pensions liabilities using a rate based on high-quality corporate bond yields (usually those rated AA). Yields have moved lower in the wake of the Brexit referendum as the European Central Bank’s corporate bond buying program and anticipation of stimulus from the Bank of England have boosted corporate bond prices, resulting in a U.K. discount rate of 2.75 percent at the end of the second quarter compared with 3.36 percent at the end of the first, Citi says.

 

That has helped make pension plans more expensive and resulted in the pension liabilities of FTSE 350 companies as a percentage of total market value reaching 40 percent at the end of the second quarter — the highest level over the past decade barring the financial crisis, when the ratio reached nearly 45 percent.

“With ultra-low bond yields after U.K.’s vote to leave EU, it is clear that U.K. and European pension funds have become one of the victims of the recent event,” the Citi analysts write. “Investors are concerned that more companies are in danger of going bust as a result of their pension liabilities.”
Source: Citigroup

While discount rates are pegged to high quality corporate bond yields, companies often have a significant degree of discretion in how aggressively they adjust such rates to take into account other factors. Assuming companies discount their pension liabilities based solely on the decline in the relevant benchmark in the first half of the year — while all other actuarial assumptions remain unchanged — results in a ballooning of liabilities for the 10 U.K. and European companies with the biggest deficits rising by as much as 66 percent, according to Citi’s analysis.
Source: Citigroup

Ever lower bond yields combined with a weakening U.K. economy bode ill for pension plans and suggests companies may be forced to inject extra cash or, at the very least, announce significant jumps in their deficits, Citi adds. Corporate bond yields have drifted lower since the end of the second quarter with the rate on U.K. AA-rated corporate bonds of 15 years maturity or more dropping from 2.75 percent to 2.45 percent.

“We expect large pension liabilities and deficits will stay high if interest rates don’t pick up. In this case, companies might eventually be forced to take action to address the issue, i.e. by increasing pension fund top-ups,” the Citi analysts conclude. “This implies extra cash to divert into pension schemes, less investment capital to help business grow and possibly deterioration in credit ratings.”

Underwhelmed

August 2nd, 2016 6:15 am

Via Bloomberg:

  • Currency gains after Prime Minister Abe announces fiscal plan
  • Measures show ‘policy makers aren’t beating expectations’: RBS

The Japanese yen appreciated to the strongest level in three weeks against the dollar as extra spending announced by the government amounted to only a small part of a headline number flagged by Prime Minister Shinzo Abe last week.

The currency climbed against all except one of its 16 major peers as Japan’s government announced 4.6 trillion yen ($45 billion) in extra spending for the current fiscal year, as Abe seeks to bolster the economy without abandoning targets for improving fiscal health. The measures are part of what Abe referred to in a speech last week as a 28 trillion yen stimulus package. Faltering stock markets also caused investors to shun riskier assets in favor of havens such as the yen.

“The acknowledgment is that the fact the fiscal package is not going to be the panacea to the ills of Japan in terms of emerging from deflation.” said Jeremy Stretch, head of foreign-exchange strategy at Canadian Imperial Bank of Commerce in London. “We are seeing risk appetite moving sharply on the defensive and accordingly we are seeing a flight to safety which will invariably favor a lower dollar-yen.”

The yen appreciated 0.7 percent to 101.70 per dollar at 10:33 a.m. in London. It touched 101.46 per dollar earlier, the strongest level since July 11.

The currency jumped last week as the Bank of Japan enlarged a program of buying exchange-traded funds, while keeping its negative interest rate unchanged and avoiding an increase in raising the target for the monetary base.

“The headlines were 28 trillion yen, but the actual new spending will only be a quarter of that,” said Mansoor Mohi-uddin, a Singapore-based strategist at Royal Bank of Scotland Group Plc. “So another sign following Friday’s BOJ decision, policy makers aren’t beating expectations.”

Some Corporate Bond Stuff

August 2nd, 2016 6:09 am

Via Bloomberg:

IG CREDIT: Volume Falls; Short Maturities Led Trading
2016-08-02 09:51:14.903 GMT

By Robert Elson
(Bloomberg) — Secondary IG trading ended with a Trace
count of $13b vs $13.9b Friday, $14.7b the previous Monday. 10-
DMA $15.7b; 10-Monday moving avg $13.1b.

* 144a trading added $1.4b of IG volume vs $2.1b on Friday,
$1.7b last Monday

* 3 of the top 5 most active issues were 2017 maturities; the
other 2 were:
* MS 3.125% 2026 saw client flows account for 94% of
volume; selling was twice buying
* SHW 3.45% 2025 client flows accounted for 100% of volume
* WDC 7.375% 2023 was most active 144a issue with client flows
taking 91% of volume; selling was 3x buying

* Bloomberg US IG Corporate Bond Index OAS at 150.1 vs 149.6
* 2016 high/low: 220.8, a new wide since Jan. 2012/146.7
* 2015 high/low: 182.1/129.6
* 2014 high/low: 144.7/102.3

* BofAML IG Master Index at +150, unchanged
* 2016 high/low: +221, the widest level since June
2012/+146
* 2015 high/low: +180/+129
* 2014 high/low: +151/+106, tightest spread since July
2007

* Standard & Poor’s Global Fixed Income Research IG Index at
+194 vs +202
* +262, the new wide going back to 2013, was seen
2/11/2016
* The widest spread recorded was +578 in Dec. 2008

* S&P HY spread at +613, unchanged; +947 seen Feb. 11 was the
widest spread since Oct. 2011
* All-time wide was +1,754 in Dec. 2008

* Markit CDX.IG.26 5Y Index at 74.5 vs 73.4
* 2016 high/low 124.7/70.0
* 124.7, a new wide since June 2012 was seen 2/11/2016
* 2014 high/low was 76.1/55.0, the low for 2014 and the
lowest level since Oct 2007

* Current market levels:
* 2Y 0.691%
* 10Y 1.535%
* Dow futures -24
* Oil $40.46
* ¥en 101.76

* U.S. IG BONDWRAP: $19.75b 7-Part Microsoft Deal Kicks Off
August
* July Issuance Recap; YTD Volume Tops $1t

* Pipeline – AFDB Taps 1.00% May 2019; Domestics Expected
* Note: subscribe bar in upper left corner

Defaults in China

August 1st, 2016 11:35 pm

I am a little long some Treasuries and short some S and P so lets hope they default sooner rather than later!

Via Bloomberg:

  • Wuhan Guoyu sees uncertainty in repaying bonds due this week
  • The industry’s sluggishness weakens its financial strength

A Chinese shipbuilder said it may not be able to repay bonds due this week, highlighting rising default risks in the nation as the economy slumps.

Wuhan Guoyu Logistics Industry Group Co. said there is uncertainty if it can repay the 400 million yuan ($60.2 million) of notes due Aug. 6 because of a capital shortage, according to a statement on Chinamoney’s website Monday. The company issued the one-year notes at a yield of 7 percent in 2015.

Chinese companies are struggling with record debt payment in the second half as Premier Li Keqiang seeks to cut overcapacity even after the economy grew at the slowest pace in a quarter century. At least 17 bonds have defaulted this year, already exceeding the seven for all of 2015.

Sluggishness in the shipbuilding industry has weakened Wuhan Guoyu’s financial strength, the company said in the statement. The shipbuilder said on June 13 it had used debt proceeds originally planned for a bank loan payment to repay 200 million yuan of one-year notes due in November 2015.

The company also said it’s still trying to raise funds through many channels.